This is a pre-copyedited, author-produced version of an article accepted for publication in Private Client Business following peer review. The definitive published version, Juliet Brook (2019). 'To dispense or not to dispense? Part 3.' Private Client Business, 2019(2), pp. 50-56, is available online on Westlaw UK or from Thomson Reuters DocDel service.
Accepted author manuscript (Post-print), 787 KBLicence: CC BY-NC